Off topic, but since travel insurance came up …
I just saw following write up in a listing for here:
Travel Insurance: Travel insurance is highly suggested.
Purchase your travel insurance within a week of purchasing your plane flight. We highly recommend that you add, “cancel for any reason” to your policy. Although normal trip cancellation will cover you for illness or injury, or for a travel companions illness, injury or death, it is limited to these. With “cancel for any reason” you will receive a percentage (usually 75%-100%) of all pre-paid costs. With this coverage if something comes up, a wedding, a new job opportunity, injury or illness or other unforeseen reasons, you will be also covered.