There has been a bit of conversation about STR insurance and I am curious what percentage of hosts have specific STR (short term rental) insurance? My own insurance agent who covers my house and business tried to tell me I could get by with lower limits because Air and VRBO had me covered. So lots of misinformation out there IMO.
So please chime in!
- Yes I have STR insurance
- No, I rely on AirBnb host guarantee
- No, I rely on my regular homeowners insurance