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I know it’s too late now but in case it can help anyone reading this thread.
I know water can do a lot of damage, even a slow leak. But unless the damage is thousands of dollars and you really can’t afford to pay for it yourself…don’t make an insurance claim. Don’t even call to ask them about it because it still counts as a claim even if you don’t have them do any work. It’s best to save insurance for the big disasters.
Proper is another company whose name has come up on this forum.
Hey all! I am inquiring about short term rentals (Airbnb) / STR.
Currently working on getting some qutoes, but would like more options since Travelers is a main one.
I will check out CBIZ
Proper said they only ensure ENTIRE units (no room sharing) right now. Again, I’m in Washington State.
Travelers will not insure me.
No, I am sorry, I’ve been checking for feedbacks to see who else to reach out to.
Forgive me, but do I need homeowners AND short term ? I thought I would just let them know that I am doing Airbnb AND also living in the house as well and they’d determine the necessary coverage/ type?
Eventually the mainstream companies will offer riders for people doing STR. If they cover motorcyles, they will eventually cover STR, which is much less dangerous. I know that doesn’t help you now though.
Thanks! I am looking at Slice right now. It’s $7.75/night.
It seems I’d need to add nights manually, is there a way to connect it with the Airbnb calendar?
In addition, it seems a bit pricey no? That means that it would be $2790 for the year if booked all months.
PS. So happy to have found this site.It’s really helping a lot!
You aren’t going to be booked every night. Is that per listing?
I’m only $40 to $50 a night so I won’t be paying $7 a night for insurance. But I can see for some listings it would be an okay deal. I’m always skeptical about these new companies. What if they aren’t there when you need them? What if they don’t really pay out? Just put the money in the bank and self insure is the way I go. But my home is paid for so I don’t have to worry about the bank hounding me while I look for a new company…if need be.
Exactly. Proper already dumped a bunch of customers who are in the Sonoma CA fire zone. But traditional companies are not immune from running from their customers when times get tough. Isn’t that why we pay them?