Sending payment from Australia to America

[EllenN]

You and you guests would need to call your respective banks to find out how to process ACH payments.

[Emily]

@cabinhost

So even if someone from Australia walked into their bank and said they wanted a check in U.S. dollars…doesn’t work like that??

You can get an international bank cheque in Australia (very expensive) that you pay the bank for in cash it comes out of the bank’s verified account and the person in the US takes it to their bank, pays a big fee and waits 21 working days for it to clear. This, virtually never used and only major banks can write and cash them.

[Joan]

I’m losing the will to live…

[azreala]

@EllenN

call your respective banks to find out how to process ACH payments.

This is not accurate advice since ACH is US specific and not used outside of the US. In order to receive an incoming wire from abroad, @cabinhost would need her bank’s SWIFT/IBAN. If I went to my Spanish bank and asked how to process an ACH transfer they would look at me like I was insane, but if I asked to do an International wire with a Swift/IBAN they would know exactly what I was talking about.

[Kirsty_Jane]

@Emily

international bank cheque in Australia (

You would have the same issues with checks as discussed above

[TurnoverBnB]

Paypal work for most, although I had been transferring money to Brazil and the fees were like 10%, it was pretty ridiculous.

Tim
TurnoverBnB

[Antonia_Clare_Grant]

paypal is best or money transfers

[Annet3176]

Yes this thread is about AU to USA so I’m sharing the following off topic info in case it is helpful to others.

I just received a check from my Winter at the Beach (snowbird) renters who reside in Quebec, Canada. It is interesting: all in French but I can understand what “Compte en Dollars U.S.” means. So if you are in the USA or Canada, Canada Trust can accommodate generation of a check in US Dollars.

Now let’s see if Wells Fargo Bank is as accommodating when I go to deposit it.

[Emily]

@Annet3176

Now let’s see if Wells Fargo Bank is as accommodating when I go to deposit it.

Every major bank will write a Chequers in foreign currency and yours willallow you to deposit it- it’s the fees and clearance time that are the issues.

[konacoconutz]

@azreala

her bank’s SWIFT/IBAN. I

We have needed these numbers for wire transfers… good old fashioned wires between international banks… that require a fee on both ends!

I know all about this when my son lost his wallet while on study abroad in Korea!

[Annet3176]

Belated update on depositing Canadian check into US bank.

Because the check was written in US dollars and was for less than $1,000 there were no additional fees and no hold for deposit lag time. My checking and savings are NOT premier level with special free or discounted services attached. The deposit went wonderfully smoothly.