We have short-term rental insurance that was added as a rider to our regular homeowner’s insurance. It caused our homeowner’s insurance to go up about $500/yr. We have Traveler’s Insurance. We had our insurance agents determine the policy based on our needs so we didn’t shop around on our own.
I don’t know anything about landlord’s insurance. At first glance I would think that was more for long term rentals but I have no idea! Now you have me wondering if our policy is thorough enough. I’d be curious to hear more.