Hello you lovely lot, I’m hoping the hive wisdom can help!
My place is in the highlands of Scotland, I was lucky enough to have a guest make a 3 week work booking from mid Dec to 4 Jan. She was planning to move to her next location for another three weeks on 4th Jan, but Scotland has been put into effective lockdown until 18th Jan, and she has asked me whether she can extend her booking a couple of weeks. I would be delighted for her to do so (and frankly I think it is the wisest thing - there is a small but active minority of our highland communities who can understandably become a bit pitch-forky when they see what they take to be holiday makers moving in during lockdowns) but my holiday home insurance only covers me for stays of up to 28 days.
Why am I asking you lot instead of just ringing my insurers (Schofields)? Because they are on bloody holiday until 4th January, that’s why!!!
I’m not at all concerned about long term tenancy rights (which start in the UK after 30 days) coming into play with this guest, it’s just I cannot risk invalidating my holiday home or public liability insurance.
Obviously I’ll be on the blower to the insurers first thing on 4th, I just wondered whether anyone else has had longer stays during emergencies and if so how you have dealt with the insurance aspect.