Tell him there’s a 10% markup when paying in cash.
(No laughing until you’re in the boat.)
That is like taking a bribe. You think 20% be too much to ask? 
OK, a question for a question…so you role play?
Have to momentarily sometimes, we are in the ‘people business’, nothing else quite makes so many demands of us. 
Double it and add 30%!
You guys are too funny. haha.
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However, sir, we are serious. 