I noticed that there has been some discussion on this forum about insurance in the US for Airbnb's.
I called State Farm today because I'm going to rent out one of my houses and in exchange for higher than average rent allow him to Airbnb a couple of rooms in the house.
So I purchased a $1 million umbrella policy that would cover me if my renter did damage to the neighbors or someone on the property was injured.
I mentioned the Airbnb situation and she told me that the business/hotel policy is an extra $1000 a year. - not too bad.
My house is in Oregon, worth $260k 3bed/3ba.