I’m curious if this is a totally separate policy than a homeowner’s policy? When I renewed my regular homeowner’s policy in February, my documents included the “Sharing Economy Endorsement” as listed above, and it appears to be no additional cost and no additional documentation or notification I need to do. Now I’m a bit concerned if you’re saying you have an official separate STR policy? I wonder if requirements differ by state?
@Militaryhorsegal I don’t know if your policy includes the new “Sharing Economy Endorsement,” but it clearly states that it is for stays <30 days. So I wonder if stays over 30 days are considered roommates with liability covered by the main homeowner’s policy, or if we are underinsured with USAA for stays >30 days.