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AirBnB did start letting guests wave the cancellation policy for a discount; I posted about it last month if you missed the thread: New feature: make your stay non-refundable
Unfortunately it probably only benefits AirBnB. I haven’t heard how this policy plays out yet, but I imagine your calendar is tied up, and if someone cancels, AirBnB keeps the money and you have to find another booking at the last minute.