Funny you ask about SFHs. @Anastasia_Stal were just speaking about this. I personally do not think SFHs are a must if you are in an urban location, as realistically 1) they do not exist 2) they are beyond our budget. We are in SF, Barcelona, and Northern CA wine country. We had been renting our main home in SF, while we travelled, since 2010. We then bought a place in BCN for our family, bc they are mostly in the EU, and thought ‘oh, lets ABB for a little extra cash’. Well, 3 years later we mainly rent it, and visit for a month once a year. We then did an exhaustive search for a place with low prop values, but high rental values, and bought there. Plus, the added bonus of another vacation house in a place we can visit on the weekends, wasn’t bad.