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Also, if you put in a claim due to the behavior of a guest your policy will probably cancelled. It will be very difficult to find a new policy if you have a claim and a cancellation.
I have a special insurance that covers short term guests so it would be rather hilarious if they turn down a claim because of guest damage and behaviourâŚwhen thatâs what I am paying a premium for .
That article seems to relate to the US rather than on what happens here in the UK.