I don’t accept pets and haven’t ever made a claim under the Host Guarantee, but I did see this on their website (https://www.airbnb.com/guarantee):
What’s not protected?
- Personal injury and property damage claims from third parties (those are protected by our Host Protection Insurance)
- Damage to shared or common areas of the building that aren’t part of the listing itself
- Cash and securities
- Damage caused by a pet
- Damage from ordinary wear and tear
Certain items, including but not limited to: artwork; antiques items, including furniture and jewelry; valuable rugs, collectibles; and other items may have more limited protections under the Host Guarantee.