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I just reread the mission of this site & its to be supportive not judgmental or negative.
Unforeseen Circumstances:
My best friend / roommate passed away (suicide). I was hit with a 31.5% increase (rent control) as I was a subsequent tenant.
Short-Term Loans
I do understand why this isn’t a good long-term solution however in an emergency this is an option!!!
Thank you to my parents for giving me amazing genetics.
Age is irrelevant but I am almost 40- working for a startup for equity vs. making 6 figures at Corp.
Didn’t call you a name. Sorry about your room mate. Hang in there, but BE CAREFUL with borrowing against future earnings. Listen to an old lady on this one.
Why don’t you move? The rental market has calmed down ALOT in the past 12 months, and you could get a large stuido or medium 1 Bedroom for less than $3000. I just did a quick CL search for Nob Hill, and there were loads of listings. (I lived on Taylor/Clay and then Jone/Clay for about 5 years, we are now across from Whole Foods)
Sorry about the roommate and the rent jump but the bad luck still doesn’t exonerate you if you are indeed subletting against your lease. Do you have permission in writing for your landlord?
There’s no need to scold and school forum mods on the mission of this site. No one is calling you names, but just because we aren’t agreeing with what you are doing does not mean this site is not “supportive.” Most of the longtime forum members here are either owners or have the explicit permission of their landlords to do Air. You won’t find support from us if you are renting on Air in violation of your lease.
Right, because someone like Az does it the right way–getting permits when required. She bears the extra cost and hassle of doing Air, as should all who are doing Air properly in cities that require permits.
From my perspective, I am just a bit scared for you… that you need payday loans in order to pay your rent. I truly hope that this works out for you, and somehow you can get ahead enough so that you don’t need them anymore.
Do you have the permit Az mentioned that is required for San Francisco? If not you are in violation. That is not criticism, that is simply a fact. Why are you so defensive?
Thank you for your concern. I just think I’m the 2% that lives in a bubble within a bubble & I expect the rest of population to understand my short term situation.
I work in tech with the 6 figure salary + stock. Now I chose to take a calculated risk with a startup (EQUITY ONLY). I did not anticipate my roommate committing suicide.
All I was saying is that It’s unfair to call me “STUPID” (@Chris) as everyone has diff situations.
Payfully help me when I needed the extra money in a pintch without having to dip into my investments.
thanks mom & sad but I’m by the book. I don’t need advice regarding how much I can afford In rent.
I didn’t anticipate my roommate passing. I have worked 4 equity = $0 cash for 2 yrs.
How? I make tech salary. Saved & decided to working in startup land.
It takes time to find a roommate & move assets Around.
Geeze calm down. You say in one post you make a six figure salary and in the next you say you are doing sweat equity for two years . If you have a six figure salary why do you need a payday lender? So which is it? If you are smart enough to be working in a start up why can’t you see Chris basic point that doing this Payfully thing is not smart. I don’t think he ever called You stupid. He just said the payday lender was. And in fact I think that is who your actual start up is. I think you do work for them. You posted their link above and never removed it like I asked you to.
If that’s true, I’m surprised you are renting. If your salary is $100k, your rent is half of your gross income, double, 25%, still a poor decision to spend that much money and get no return.
