Losing my mind 😖 How does STRICT CANCELLATION POLICY = FULL REFUNDS, EVERY TIME? Wait, what? How do I now OWE $12K?

Absolutely. Social Security is an important program to insure that those unable to save for themselves are not homeless and destitute in old age. Without it I can’t imagine where some senior citizens would be.

When I say “forced”. I should have said, it’s not optional.