We are in NC and use State Farm. We’ve had State Farm auto and home for ages, and we were pleasantly surprised to learn we were able to add the short-term rental for a reasonable price.
Your home is absolutely stunning, and I’m sure you’ll do extremely well. I’d consider adding an additional guest fee for over four guests. If you decide to accept children (I understand the deck area is a concern), you’ll open up a much wider guest pool.
The Asheville MSA is tops for Airbnb in NC, with our location, Charlotte, in second place. We get lots of residents from Asheville, as well as tourists visiting both Charlotte and Asheville.
Best of luck to you!